Retirement Planning Today - Page 3

 Rolek Retirement Strategies Retirement Course instructed by Kyle Rolek



C OURSE

  O UTLINE

 

Life

 Planning

 for

 Re.rement

 

Re.rement

 Plan

 Distribu.ons

 

Re.rement

 Needs

 &

 Expenses

 

• Retiring or changing jobs?

• Defined benefit and contribution plans

• Three important considerations

• Lump sum vs. IRA transfer vs. annuity

payments

• Rollovers, direct rollovers and transfers

• Annuity income and choices

• Early retirement considerations

• Minimum required distributions

• Traditional vs. new retirement

• New retirement opportunities

• Values and objectives in nine areas of life

• The retirement planning process

• Early retirement trends

• How long must your money last?

• Inflation, prices and purchasing power

• Retirement expectations

• How much will you need to retire?

• Can you retire today?

Re.rement

 Roadblocks

 &

 Mistakes

 

• Ten retirement planning mistakes

• Financial and cash-flow statements

• Credit and debt

• Taxes and marginal tax rates

• Eleven strategies to save money on taxes

• Taxable investments

• Capital gains income tax exclusion

• Investments with tax advantages

Re.rement

 Income

 Sources

 

• Traditional IRAs

• Roth IRAs

• IRA to Roth IRA conversions

• Other retirement income sources

• Social Security eligibility and benefits

• Employment income and Social Security

• Employer-sponsored defined benefit plans

• Employer-sponsored defined contribution

plans

Investments

 

• Considerations before you invest

• Cash accounts

• Stocks and bonds

• Mutual funds

• Exchange traded funds

• Unit investment trusts

• Individually managed accounts

• Tax-deferred annuities

• Investment risk management strategies

Risk

 Management

 &

 Asset

 Protec.on

 

• Disability income insurance

• Health insurance and Medicare

• Long-term care and insurance

• Comparing life insurance

Learn how to

avoid the

10 biggest

retirement

planning

mistakes.

Estate

 Planning

 

• Planning for incapacity

• Taxes

• A will may not be enough

• Probate

• Gifting assets

• Joint ownership of property

• Direct transfer assets

• Benefits of trusts

• Types of trusts

This

  presenta,on

  should

  not

  be

  used

  as

  a

  basis

  for

  legal

  and/or

  tax

  advice.

  In

  any

  specic

  case,

  the

 

par,es

  involved

  should

  seek

  the

  guidance

  and

  advice

  of

  their

  own

  legal

  and

  tax

  counsel.

  Estate

 

planning

 is

 done

 in

 conjunc,on

 with

 

 your

 

 estate

 planning

 aAorney,

 tax

 aAorney

 and/or

 

 CPA.

 

–3–Retirement Course Registration





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